{"id":597,"date":"2026-04-10T18:52:34","date_gmt":"2026-04-10T11:52:34","guid":{"rendered":"https:\/\/cauchuyendoisong.vn\/?p=597"},"modified":"2026-04-10T18:52:34","modified_gmt":"2026-04-10T11:52:34","slug":"dang-dong-bhxh-tu-nguyen-ma-khong-may-qua-doi-co-bi-mat-trang-tien-da-dong","status":"publish","type":"post","link":"https:\/\/cauchuyendoisong.vn\/?p=597","title":{"rendered":"\u0110ang \u0111\u00f3ng BHXH t\u1ef1 nguy\u1ec7n m\u00e0 kh\u00f4ng may qu;a \u0111;\u1eddi: C\u00f3 b\u1ecb \u201cm;\u1ea5t tr;\u1eafng\u201d ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng?"},"content":{"rendered":"

Vi\u1ec7c tham gia B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i Vi\u1ec7t Nam theo h\u00ecnh th\u1ee9c t\u1ef1 nguy\u1ec7n \u0111ang ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn, gi\u00fap nhi\u1ec1u ng\u01b0\u1eddi ch\u1ee7 \u0111\u1ed9ng t\u00edch l\u0169y cho tu\u1ed5i gi\u00e0. Tuy nhi\u00ean, kh\u00f4ng \u00edt ng\u01b0\u1eddi v\u1eabn b\u0103n kho\u0103n: N\u1ebfu ng\u01b0\u1eddi \u0111ang tham gia BHXH t\u1ef1 nguy\u1ec7n qua \u0111\u1eddi th\u00ec th\u00e2n nh\u00e2n c\u1ee7a ng\u01b0\u1eddi \u0111\u00f3 c\u00f3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 tr\u1ee3 c\u1ea5p tu\u1ea5t nh\u01b0 \u0111\u1ed1i v\u1edbi NL\u0110 tham gia BHXH b\u1eaft bu\u1ed9c kh\u00f4ng? C\u00e1ch t\u00ednh ch\u1ebf \u0111\u1ed9 n\u00e0y \u0111\u1ed1i v\u1edbi th\u00e2n nh\u00e2n c\u1ee7a ng\u01b0\u1eddi tham gia BHXH t\u1ef1 nguy\u1ec7n ch\u1ebft m\u00e0 tr\u01b0\u1edbc \u0111\u00f3 c\u00f3 th\u1eddi gian \u0111\u00f3ng BHXH b\u1eaft bu\u1ed9c th\u1ebf n\u00e0o?<\/p>\n

Theo BHXH Vi\u1ec7t Nam cho bi\u1ebft, c\u0103n c\u1ee9 \u0110i\u1ec1u 109 Lu\u1eadt BHXH n\u0103m 2024, ng\u01b0\u1eddi c\u00f3 th\u1eddi gian \u0111\u00f3ng BHXH t\u1eeb \u0111\u1ee7 60 th\u00e1ng tr\u1edf l\u00ean khi qua \u0111\u1eddi th\u00ec ng\u01b0\u1eddi lo mai t\u00e1ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p mai t\u00e1ng m\u1ed9t l\u1ea7n, v\u1edbi m\u1ee9c tr\u1ee3 c\u1ea5p b\u1eb1ng 10 l\u1ea7n m\u1ee9c tham chi\u1ebfu t\u1ea1i th\u00e1ng ng\u01b0\u1eddi tham gia BHXH ch\u1ebft.<\/p>\n

Hi\u1ec7n nay, m\u1ee9c tham chi\u1ebfu l\u00e0 2.340.000 \u0111\u1ed3ng, do \u0111\u00f3 tr\u1ee3 c\u1ea5p mai t\u00e1ng m\u00e0 gia \u0111\u00ecnh \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e0: 10 \u00d7 2.340.000 \u0111\u1ed3ng = 23.400.000 \u0111\u1ed3ng.<\/p>\n

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\n

\u1ea2nh minh h\u1ecda<\/p>\n<\/figcaption><\/figure>\n

M\u1ee9c tr\u1ee3 c\u1ea5p tu\u1ea5t h\u00e0ng th\u00e1ng \u0111\u1ed1i v\u1edbi m\u1ed7i th\u00e2n nh\u00e2n ng\u01b0\u1eddi lao \u0111\u1ed9ng l\u00e0 bao nhi\u00eau?<\/strong><\/p>\n

M\u1ee9c tr\u1ee3 c\u1ea5p tu\u1ea5t h\u1eb1ng th\u00e1ng m\u00e0 m\u1ed7i th\u00e2n nh\u00e2n \u0111\u01b0\u1ee3c nh\u1eadn b\u1eb1ng 50% m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf (hi\u1ec7n l\u00e0 1.170.000 \u0111\u1ed3ng\/th\u00e1ng).<\/p>\n

Trong tr\u01b0\u1eddng h\u1ee3p NL\u0110 qua \u0111\u1eddi khi \u0111\u00e3 \u0111\u00f3ng BHXH \u0111\u1ee7 15 n\u0103m tr\u1edf l\u00ean v\u00e0 ch\u01b0a h\u01b0\u1edfng BHXH m\u1ed9t l\u1ea7n, th\u00e2n nh\u00e2n c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p tu\u1ea5t h\u1eb1ng th\u00e1ng. Theo \u0111\u00f3, c\u00f3 t\u1ed1i \u0111a 4 th\u00e2n nh\u00e2n thu\u1ed9c 4 nh\u00f3m sau \u0111\u01b0\u1ee3c nh\u1eadn tr\u1ee3 c\u1ea5p tu\u1ea5t h\u1eb1ng th\u00e1ng.\u00a0C\u00e1c nh\u00f3m th\u00e2n nh\u00e2n \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n bao g\u1ed3m con (ch\u01b0a th\u00e0nh ni\u00ean\/\u0111ang \u0111i h\u1ecdc\/suy gi\u1ea3m kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng), v\u1ee3\/ch\u1ed3ng, cha\/m\u1eb9, v\u00e0 th\u00e2n nh\u00e2n kh\u00e1c tr\u1ef1c ti\u1ebfp nu\u00f4i d\u01b0\u1ee1ng<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p th\u00e2n nh\u00e2n kh\u00f4ng c\u00f3 ng\u01b0\u1eddi tr\u1ef1c ti\u1ebfp nu\u00f4i d\u01b0\u1ee1ng th\u00ec m\u1ee9c tr\u1ee3 c\u1ea5p tu\u1ea5t h\u1eb1ng th\u00e1ng b\u1eb1ng 70% m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf (hi\u1ec7n l\u00e0 1.638.000 \u0111\u1ed3ng\/th\u00e1ng).<\/p>\n

Th\u00e2n nh\u00e2n c\u1ee7a NL\u0110 kh\u00f4ng thu\u1ed9c di\u1ec7n \u0111\u01b0\u1ee3c nh\u1eadn tr\u1ee3 c\u1ea5p tu\u1ea5t h\u1eb1ng th\u00e1ng, ho\u1eb7c thu\u1ed9c di\u1ec7n nh\u01b0 tr\u00ean nh\u01b0ng kh\u00f4ng mu\u1ed1n h\u01b0\u1edfng tr\u1ee3 c\u1ea5p h\u1eb1ng th\u00e1ng th\u00ec c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn nh\u1eadn tr\u1ee3 c\u1ea5p tu\u1ea5t m\u1ed9t l\u1ea7n (ngo\u1ea1i tr\u1eeb tr\u01b0\u1eddng h\u1ee3p con d\u01b0\u1edbi 6 tu\u1ed5i, con ho\u1eb7c v\u1ee3\/ch\u1ed3ng c\u1ee7a NL\u0110 b\u1ecb suy gi\u1ea3m kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng t\u1eeb 81% tr\u1edf l\u00ean).<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u0169ng theo \u0110i\u1ec1u 109 Lu\u1eadt BHXH n\u0103m 2024, ng\u01b0\u1eddi \u0111ang tham gia BHXH t\u1ef1 nguy\u1ec7n, \u0111ang b\u1ea3o l\u01b0u th\u1eddi gian \u0111\u00f3ng BHXH, \u0111ang h\u01b0\u1edfng ho\u1eb7c \u0111ang t\u1ea1m d\u1eebng h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u khi ch\u1ebft th\u00ec th\u00e2n nh\u00e2n \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p tu\u1ea5t m\u1ed9t l\u1ea7n.<\/p>\n

Theo quy \u0111\u1ecbnh, th\u00e2n nh\u00e2n l\u00e0 con \u0111\u1ebb, con nu\u00f4i, v\u1ee3 ho\u1eb7c ch\u1ed3ng, cha \u0111\u1ebb, m\u1eb9 \u0111\u1ebb, cha nu\u00f4i, m\u1eb9 nu\u00f4i, cha v\u1ee3 ho\u1eb7c cha ch\u1ed3ng, m\u1eb9 v\u1ee3 ho\u1eb7c m\u1eb9 ch\u1ed3ng c\u1ee7a ng\u01b0\u1eddi tham gia BHXH ho\u1eb7c th\u00e0nh vi\u00ean kh\u00e1c trong gia \u0111\u00ecnh m\u00e0 ng\u01b0\u1eddi tham gia BHXH \u0111ang c\u00f3 ngh\u0129a v\u1ee5 nu\u00f4i d\u01b0\u1ee1ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 h\u00f4n nh\u00e2n v\u00e0 gia \u0111\u00ecnh.<\/p>\n

M\u1ee9c tr\u1ee3 c\u1ea5p tu\u1ea5t m\u1ed9t l\u1ea7n \u0111\u01b0\u1ee3c t\u00ednh c\u0103n c\u1ee9 v\u00e0o th\u1eddi gian v\u00e0 m\u1ee9c \u0111\u00f3ng BHXH, c\u1ee5 th\u1ec3:<\/p>\n

\u2013 \u0110\u1ed1i v\u1edbi th\u1eddi gian \u0111\u00f3ng BHXH tr\u01b0\u1edbc n\u0103m 2014, m\u1ed7i n\u0103m \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng 1,5 l\u1ea7n m\u1ee9c b\u00ecnh qu\u00e2n thu nh\u1eadp l\u00e0m c\u0103n c\u1ee9 \u0111\u00f3ng BHXH;<\/p>\n

\u2013 \u0110\u1ed1i v\u1edbi th\u1eddi gian \u0111\u00f3ng BHXH t\u1eeb n\u0103m 2014 tr\u1edf \u0111i, m\u1ed7i n\u0103m \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng 02 l\u1ea7n m\u1ee9c b\u00ecnh qu\u00e2n thu nh\u1eadp l\u00e0m c\u0103n c\u1ee9 \u0111\u00f3ng BHXH;<\/p>\n

\u2013 Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi tham gia c\u00f3 th\u1eddi gian \u0111\u00f3ng BHXH ch\u01b0a \u0111\u1ee7 60 th\u00e1ng, m\u1ee9c tr\u1ee3 c\u1ea5p tu\u1ea5t b\u1eb1ng s\u1ed1 ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng.<\/p>\n

Nh\u01b0 v\u1eady, trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi tham gia BHXH t\u1ef1 nguy\u1ec7n kh\u00f4ng may qua \u0111\u1eddi, s\u1ed1 ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng kh\u00f4ng b\u1ecb \u201cm\u1ea5t tr\u1eafng\u201d m\u00e0 v\u1eabn \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft th\u00f4ng qua c\u00e1c ch\u1ebf \u0111\u1ed9 mai t\u00e1ng v\u00e0 tr\u1ee3 c\u1ea5p tu\u1ea5t cho th\u00e2n nh\u00e2n theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n","protected":false},"excerpt":{"rendered":"

Vi\u1ec7c tham gia B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i Vi\u1ec7t Nam theo h\u00ecnh th\u1ee9c t\u1ef1 nguy\u1ec7n \u0111ang ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn, gi\u00fap nhi\u1ec1u ng\u01b0\u1eddi ch\u1ee7 \u0111\u1ed9ng t\u00edch l\u0169y cho tu\u1ed5i gi\u00e0. Tuy nhi\u00ean, kh\u00f4ng \u00edt ng\u01b0\u1eddi v\u1eabn b\u0103n kho\u0103n: N\u1ebfu ng\u01b0\u1eddi \u0111ang tham gia BHXH t\u1ef1 nguy\u1ec7n qua \u0111\u1eddi th\u00ec th\u00e2n nh\u00e2n c\u1ee7a ng\u01b0\u1eddi \u0111\u00f3 c\u00f3 \u0111\u01b0\u1ee3c […]<\/p>\n","protected":false},"author":1,"featured_media":578,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-597","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-chua-phan-loai"],"_links":{"self":[{"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=\/wp\/v2\/posts\/597","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=597"}],"version-history":[{"count":1,"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=\/wp\/v2\/posts\/597\/revisions"}],"predecessor-version":[{"id":598,"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=\/wp\/v2\/posts\/597\/revisions\/598"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=\/wp\/v2\/media\/578"}],"wp:attachment":[{"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=597"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=597"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cauchuyendoisong.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=597"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}